• Home Mortgages in Golden Gates Estates, FL
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Mortgage Loan Programs  in Golden Gates Estates, FL

Mortgage Experts in Golden Gates Estates, FL

Gotta Get A Mortgage in Golden Gates Estates, FL?

At Summit Funding in Golden Gates Estates, FL, we proudly serve our customers with top-notch customer service. We have earned a reputation for our level of commitment to our customers, with a team of dedicated mortgage experts who will work with you to provide personalized service and help you find the perfect mortgage to get you into your dream home. We aim to help Golden Gates Estates, FL borrowers find the best possible financing solution with the lowest rates.

Summit Funding offers a diverse range of residential loan products, including conventional mortgages, government-backed loans, refinances, equity loans, and construction loans.

Loan Solutions in Golden Gates Estates, FL

Buying a home in Golden Gates Estates, FL can be an exciting, but overwhelming experience. If you are ready to buy a home, Summit Funding will help you understand your loan options. Government-backed loans like FHA and USDA loans are popular among first-time buyers in Golden Gates Estates, FL and those with a low down payment, while conventional mortgages work well if you have excellent credit and a 20% down payment.

Regardless of your situation, we offer a wide range of loan solutions and a loan officer in Golden Gates Estates, FL will work with you to identify your needs and choose the right form of financing.

Buying a Home in Golden Gates Estates, FL
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The Loan Process in Golden Gates Estates, FL

To help you better understand the mortgage process in Golden Gates Estates, FL, Summit Funding has compiled resources for your benefit. These resources explain common mortgage terms, the documents you will need to get approved for a mortgage, and how the closing process works.

Golden Gates Estates, FL Mortgage Options


Summit Funding offers a diverse selection of home loan programs in Golden Gates Estates, FL and we are committed to making your home buying experience as easy and stress-free as possible. Our licensed, Golden Gates Estates, FL loan officers will help you understand these options, answer any questions you have, and help you qualify for a mortgage.

Conventional Mortgages in Golden Gates Estates, FL

Conventional Mortgages

A conventional home loan is not backed by the government. This option usually gives you the lowest interest rate and payments if you have excellent credit and a 20% down payment.

Fixed Mortgages in Golden Gates Estates, FL

Fixed Mortgages

A fixed-rate mortgage has an interest rate that remains the same for the life of the loan. This results in a predictable payment for long-term stability.

Jumbo Mortgages in Golden Gates Estates, FL

Jumbo Mortgages

Jumbo loans exceed conforming loan limits in your area, allowing you to take out a larger mortgage and buy your dream home.

 
FHA Loans in Golden Gates Estates, FL

FHA Loans

FHA insured mortgages in Golden Gates Estates, FL are popular with first time buyers as they require a down payment as low as 3.5% with looser credit standards.

FHA 203k Loans in Golden Gates Estates, FL

FHA 203k Loans

If you want to buy a fixer-upper in Golden Gates Estates, FL, an FHA 203k loan allows you to combine the purchase price and repairs into a single mortgage.

FHA Streamline Refinance in Golden Gates Estates, FL

FHA Streamline Refinance

If you have an FHA mortgage, this streamline program is the fastest and easiest way to refinance into a lower interest rate in Golden Gates Estates, FL.

 
Refinancing Loans in Golden Gates Estates, FL

Refinancing Loans

Want to lock into a lower rate or access equity in your home? Learn about your refinancing options with Summit Funding.

Reverse Mortgages in Golden Gates Estates, FL

Reverse Mortgages

A reverse mortgage allows seniors to remain in their Golden Gates Estates, FL home and access the equity in their home as a lump sum or monthly payment. With a reverse loan, you will not make any mortgage payments.

Seller Assisted Loans in Golden Gates Estates, FL

Seller Assisted Loans

A seller carry back allows the seller to hold the mortgage for the loan, while the borrower makes mortgage payments to the seller.

 
Adjustable Rate Mortgage in Golden Gates Estates, FL

Adjustable Rate Mortgage (ARM)

An ARM usually has a lower interest rate than a fixed mortgage, at least in the beginning.

HARP Program in Golden Gates Estates, FL

HARP Program

The Home Affordable Refinance Program allows you to refinance your home loan, even if you are underwater on the loan.

VA Loans in Golden Gates Estates, FL

VA Loans

VA mortgages in Golden Gates Estates, FL are usually the best option for qualified veterans, active duty military members, and others who qualify. This loan program requires no down payment and no mortgage insurance.