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Mortgage Loan Programs  in Ox Hill, CT

Mortgage Experts in Ox Hill, CT

Gotta Get A Mortgage in Ox Hill, CT?

At Summit Funding in Ox Hill, CT, we proudly serve our customers with top-notch customer service. We have earned a reputation for our level of commitment to our customers, with a team of dedicated mortgage experts who will work with you to provide personalized service and help you find the perfect mortgage to get you into your dream home. We aim to help Ox Hill, CT borrowers find the best possible financing solution with the lowest rates.

Summit Funding offers a diverse range of residential loan products, including conventional mortgages, government-backed loans, refinances, equity loans, and construction loans.

Loan Solutions in Ox Hill, CT

Buying a home in Ox Hill, CT can be an exciting, but overwhelming experience. If you are ready to buy a home, Summit Funding will help you understand your loan options. Government-backed loans like FHA and USDA loans are popular among first-time buyers in Ox Hill, CT and those with a low down payment, while conventional mortgages work well if you have excellent credit and a 20% down payment.

Regardless of your situation, we offer a wide range of loan solutions and a loan officer in Ox Hill, CT will work with you to identify your needs and choose the right form of financing.

Buying a Home in Ox Hill, CT
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The Loan Process in Ox Hill, CT

To help you better understand the mortgage process in Ox Hill, CT, Summit Funding has compiled resources for your benefit. These resources explain common mortgage terms, the documents you will need to get approved for a mortgage, and how the closing process works.

Ox Hill, CT Mortgage Options


Summit Funding offers a diverse selection of home loan programs in Ox Hill, CT and we are committed to making your home buying experience as easy and stress-free as possible. Our licensed, Ox Hill, CT loan officers will help you understand these options, answer any questions you have, and help you qualify for a mortgage.

Conventional Mortgages in Ox Hill, CT

Conventional Mortgages

A conventional home loan is not backed by the government. This option usually gives you the lowest interest rate and payments if you have excellent credit and a 20% down payment.

Fixed Mortgages in Ox Hill, CT

Fixed Mortgages

A fixed-rate mortgage has an interest rate that remains the same for the life of the loan. This results in a predictable payment for long-term stability.

Jumbo Mortgages in Ox Hill, CT

Jumbo Mortgages

Jumbo loans exceed conforming loan limits in your area, allowing you to take out a larger mortgage and buy your dream home.

 
FHA Loans in Ox Hill, CT

FHA Loans

FHA insured mortgages in Ox Hill, CT are popular with first time buyers as they require a down payment as low as 3.5% with looser credit standards.

FHA 203k Loans in Ox Hill, CT

FHA 203k Loans

If you want to buy a fixer-upper in Ox Hill, CT, an FHA 203k loan allows you to combine the purchase price and repairs into a single mortgage.

FHA Streamline Refinance in Ox Hill, CT

FHA Streamline Refinance

If you have an FHA mortgage, this streamline program is the fastest and easiest way to refinance into a lower interest rate in Ox Hill, CT.

 
Refinancing Loans in Ox Hill, CT

Refinancing Loans

Want to lock into a lower rate or access equity in your home? Learn about your refinancing options with Summit Funding.

Reverse Mortgages in Ox Hill, CT

Reverse Mortgages

A reverse mortgage allows seniors to remain in their Ox Hill, CT home and access the equity in their home as a lump sum or monthly payment. With a reverse loan, you will not make any mortgage payments.

Seller Assisted Loans in Ox Hill, CT

Seller Assisted Loans

A seller carry back allows the seller to hold the mortgage for the loan, while the borrower makes mortgage payments to the seller.

 
Adjustable Rate Mortgage in Ox Hill, CT

Adjustable Rate Mortgage (ARM)

An ARM usually has a lower interest rate than a fixed mortgage, at least in the beginning.

HARP Program in Ox Hill, CT

HARP Program

The Home Affordable Refinance Program allows you to refinance your home loan, even if you are underwater on the loan.

VA Loans in Ox Hill, CT

VA Loans

VA mortgages in Ox Hill, CT are usually the best option for qualified veterans, active duty military members, and others who qualify. This loan program requires no down payment and no mortgage insurance.