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Mortgage Loan Programs  in Pelican Lake Motorcoach Resort, FL

Mortgage Experts in Pelican Lake Motorcoach Resort, FL

Gotta Get A Mortgage in Pelican Lake Motorcoach Resort, FL?

At Summit Funding in Pelican Lake Motorcoach Resort, FL, we proudly serve our customers with top-notch customer service. We have earned a reputation for our level of commitment to our customers, with a team of dedicated mortgage experts who will work with you to provide personalized service and help you find the perfect mortgage to get you into your dream home. We aim to help Pelican Lake Motorcoach Resort, FL borrowers find the best possible financing solution with the lowest rates.

Summit Funding offers a diverse range of residential loan products, including conventional mortgages, government-backed loans, refinances, equity loans, and construction loans.

Loan Solutions in Pelican Lake Motorcoach Resort, FL

Buying a home in Pelican Lake Motorcoach Resort, FL can be an exciting, but overwhelming experience. If you are ready to buy a home, Summit Funding will help you understand your loan options. Government-backed loans like FHA and USDA loans are popular among first-time buyers in Pelican Lake Motorcoach Resort, FL and those with a low down payment, while conventional mortgages work well if you have excellent credit and a 20% down payment.

Regardless of your situation, we offer a wide range of loan solutions and a loan officer in Pelican Lake Motorcoach Resort, FL will work with you to identify your needs and choose the right form of financing.

Buying a Home in Pelican Lake Motorcoach Resort, FL
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The Loan Process in Pelican Lake Motorcoach Resort, FL

To help you better understand the mortgage process in Pelican Lake Motorcoach Resort, FL, Summit Funding has compiled resources for your benefit. These resources explain common mortgage terms, the documents you will need to get approved for a mortgage, and how the closing process works.

Pelican Lake Motorcoach Resort, FL Mortgage Options


Summit Funding offers a diverse selection of home loan programs in Pelican Lake Motorcoach Resort, FL and we are committed to making your home buying experience as easy and stress-free as possible. Our licensed, Pelican Lake Motorcoach Resort, FL loan officers will help you understand these options, answer any questions you have, and help you qualify for a mortgage.

Conventional Mortgages in Pelican Lake Motorcoach Resort, FL

Conventional Mortgages

A conventional home loan is not backed by the government. This option usually gives you the lowest interest rate and payments if you have excellent credit and a 20% down payment.

Fixed Mortgages in Pelican Lake Motorcoach Resort, FL

Fixed Mortgages

A fixed-rate mortgage has an interest rate that remains the same for the life of the loan. This results in a predictable payment for long-term stability.

Jumbo Mortgages in Pelican Lake Motorcoach Resort, FL

Jumbo Mortgages

Jumbo loans exceed conforming loan limits in your area, allowing you to take out a larger mortgage and buy your dream home.

 
FHA Loans in Pelican Lake Motorcoach Resort, FL

FHA Loans

FHA insured mortgages in Pelican Lake Motorcoach Resort, FL are popular with first time buyers as they require a down payment as low as 3.5% with looser credit standards.

FHA 203k Loans in Pelican Lake Motorcoach Resort, FL

FHA 203k Loans

If you want to buy a fixer-upper in Pelican Lake Motorcoach Resort, FL, an FHA 203k loan allows you to combine the purchase price and repairs into a single mortgage.

FHA Streamline Refinance in Pelican Lake Motorcoach Resort, FL

FHA Streamline Refinance

If you have an FHA mortgage, this streamline program is the fastest and easiest way to refinance into a lower interest rate in Pelican Lake Motorcoach Resort, FL.

 
Refinancing Loans in Pelican Lake Motorcoach Resort, FL

Refinancing Loans

Want to lock into a lower rate or access equity in your home? Learn about your refinancing options with Summit Funding.

Reverse Mortgages in Pelican Lake Motorcoach Resort, FL

Reverse Mortgages

A reverse mortgage allows seniors to remain in their Pelican Lake Motorcoach Resort, FL home and access the equity in their home as a lump sum or monthly payment. With a reverse loan, you will not make any mortgage payments.

Seller Assisted Loans in Pelican Lake Motorcoach Resort, FL

Seller Assisted Loans

A seller carry back allows the seller to hold the mortgage for the loan, while the borrower makes mortgage payments to the seller.

 
Adjustable Rate Mortgage in Pelican Lake Motorcoach Resort, FL

Adjustable Rate Mortgage (ARM)

An ARM usually has a lower interest rate than a fixed mortgage, at least in the beginning.

HARP Program in Pelican Lake Motorcoach Resort, FL

HARP Program

The Home Affordable Refinance Program allows you to refinance your home loan, even if you are underwater on the loan.

VA Loans in Pelican Lake Motorcoach Resort, FL

VA Loans

VA mortgages in Pelican Lake Motorcoach Resort, FL are usually the best option for qualified veterans, active duty military members, and others who qualify. This loan program requires no down payment and no mortgage insurance.