• Home Mortgages in Sandpiper, FL
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Mortgage Loan Programs  in Sandpiper, FL

Mortgage Experts in Sandpiper, FL

Gotta Get A Mortgage in Sandpiper, FL?

At Summit Funding in Sandpiper, FL, we proudly serve our customers with top-notch customer service. We have earned a reputation for our level of commitment to our customers, with a team of dedicated mortgage experts who will work with you to provide personalized service and help you find the perfect mortgage to get you into your dream home. We aim to help Sandpiper, FL borrowers find the best possible financing solution with the lowest rates.

Summit Funding offers a diverse range of residential loan products, including conventional mortgages, government-backed loans, refinances, equity loans, and construction loans.

Loan Solutions in Sandpiper, FL

Buying a home in Sandpiper, FL can be an exciting, but overwhelming experience. If you are ready to buy a home, Summit Funding will help you understand your loan options. Government-backed loans like FHA and USDA loans are popular among first-time buyers in Sandpiper, FL and those with a low down payment, while conventional mortgages work well if you have excellent credit and a 20% down payment.

Regardless of your situation, we offer a wide range of loan solutions and a loan officer in Sandpiper, FL will work with you to identify your needs and choose the right form of financing.

Buying a Home in Sandpiper, FL
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The Loan Process in Sandpiper, FL

To help you better understand the mortgage process in Sandpiper, FL, Summit Funding has compiled resources for your benefit. These resources explain common mortgage terms, the documents you will need to get approved for a mortgage, and how the closing process works.

Sandpiper, FL Mortgage Options


Summit Funding offers a diverse selection of home loan programs in Sandpiper, FL and we are committed to making your home buying experience as easy and stress-free as possible. Our licensed, Sandpiper, FL loan officers will help you understand these options, answer any questions you have, and help you qualify for a mortgage.

Conventional Mortgages in Sandpiper, FL

Conventional Mortgages

A conventional home loan is not backed by the government. This option usually gives you the lowest interest rate and payments if you have excellent credit and a 20% down payment.

Fixed Mortgages in Sandpiper, FL

Fixed Mortgages

A fixed-rate mortgage has an interest rate that remains the same for the life of the loan. This results in a predictable payment for long-term stability.

Jumbo Mortgages in Sandpiper, FL

Jumbo Mortgages

Jumbo loans exceed conforming loan limits in your area, allowing you to take out a larger mortgage and buy your dream home.

 
FHA Loans in Sandpiper, FL

FHA Loans

FHA insured mortgages in Sandpiper, FL are popular with first time buyers as they require a down payment as low as 3.5% with looser credit standards.

FHA 203k Loans in Sandpiper, FL

FHA 203k Loans

If you want to buy a fixer-upper in Sandpiper, FL, an FHA 203k loan allows you to combine the purchase price and repairs into a single mortgage.

FHA Streamline Refinance in Sandpiper, FL

FHA Streamline Refinance

If you have an FHA mortgage, this streamline program is the fastest and easiest way to refinance into a lower interest rate in Sandpiper, FL.

 
Refinancing Loans in Sandpiper, FL

Refinancing Loans

Want to lock into a lower rate or access equity in your home? Learn about your refinancing options with Summit Funding.

Reverse Mortgages in Sandpiper, FL

Reverse Mortgages

A reverse mortgage allows seniors to remain in their Sandpiper, FL home and access the equity in their home as a lump sum or monthly payment. With a reverse loan, you will not make any mortgage payments.

Seller Assisted Loans in Sandpiper, FL

Seller Assisted Loans

A seller carry back allows the seller to hold the mortgage for the loan, while the borrower makes mortgage payments to the seller.

 
Adjustable Rate Mortgage in Sandpiper, FL

Adjustable Rate Mortgage (ARM)

An ARM usually has a lower interest rate than a fixed mortgage, at least in the beginning.

HARP Program in Sandpiper, FL

HARP Program

The Home Affordable Refinance Program allows you to refinance your home loan, even if you are underwater on the loan.

VA Loans in Sandpiper, FL

VA Loans

VA mortgages in Sandpiper, FL are usually the best option for qualified veterans, active duty military members, and others who qualify. This loan program requires no down payment and no mortgage insurance.